Archive for December, 2009

Contents Insurance Crucial for Your Rental Property?

Landlord contents insurance is a type of insurance coverage that compensates a landlord for property loss or damage. Contents insurance usually covers any fixtures, appliances, furnishings on the rental property that belong to you.
There are two types of contents insurance for landlords. Landlord contents coverage usually insures the landlord’s property in an amount ranging from $10,000 to $50,000.
As a landlord, you may be wondering whether landlord contents insurance is a worthwhile investment.
Choose Standard Landlord Contents Insurance if You Want Basic Protection
A standard policy typically protects you from damage caused to furnishings, appliances and fixtures during the normal course of a tenancy.
This coverage usually applies to normal wear and tear only.

Go for Accidental Landlord Contents Insurance if You Want More Protection

In contrast to standard insurance, accidental coverage will pay insurance proceeds for damages that may occur due to tenant negligence and other types of accidents or disasters. For instance, this type of coverage might apply if a tenant rips your sofa when moving out of the property or if a fire out break destroys your furnishings and fixtures.
Most insurance policies will provide coverage in the event of theft or vandalism, tenant negligence, fires, floods, storms, and explosions.
Landlord insurance will only cover furnishings that are provided by the landlord. If your tenant wants coverage for his or her own belongings, then they must buy a separate renter’s insurance policy.

Posted by on December 20th, 2009 Comments Off

GREEN LIGHTING IN LIVING ENVIRONMENT

Lack in electricity supply has often happened lately. Continued with energy price increasing has made it become a serious issue for all citizen today. Even worse …with further impact of global warming it has become top issue globally.

Lighting is as one of equipment which using electricity as main power to operate playing very important roles in our daily live and 19 % total electrical usage is being used for lighting, o it ‘s no doubt to use lighting efficiently as the priority action to be taken today. To reduce lighting usage is the simplest way to save energy in our home, but it brings us into limitation and less convenience during night time at home, it can be imagined when

we can‘t have a nice ambience to relax with family, to have light conversation while watching TV and reading news paper after tiring working hours in office, children has to study in low lighting level, it is fairly understood that nobody like to miss those valuable moments.

…. so how to avoid missing those valuable moment without any electricity waste in lighting usage?

Living in a safe, secure, pleasant and beautiful residential atmosphere for both the day and night time is a simple consideration when people has  to find a house to live. In night time to get a recommended lighting level by low energy usage when creating a safe and secure atmosphere is one thing not too difficult currently, but creating a pleasant and comfort atmosphere by lighting will need more energy. It usually need more power consumption to have a better ambience instead for safety and security consideration only. Previously outdoor lighting in a residential area is simply as functional lighting only, today further lighting contribution is required, lighting should give more emotional effect to both visitors and residents instead to give traffic safety and social security only.

……So how to create a safe, secure, pleasant and beautiful atmosphere without any waste in lighting usage?

Energy Efficient Lighting in Living Environment

Nowadays, creating a nice atmosphere for both outdoor and indoor living environment by lighting will not need high energy consumption anymore. With new lighting technology and innovation, we can have an energy efficient lighting system without any downgrading in lighting quality, even better we can have a longer lasting system and more environment friendly.

As known that a beautiful ambience could not be created by a  single lighting point concepts, a combination of a general lighting, accent lighting, and or decorative/ architectural lighting is required to get a nice atmosphere.

Perception for extra energy consumption needed in getting a beautiful ambience by using few lighting point combination will not be any longer since the new lighting technology which called solid state lighting come into architectural lighting application.

Solid State Lighting [SSL] is a new innovation in lighting technology, which can provide an energy efficient lighting system and lower cost of ownership. SSL can be used for both indoor and outdoor application. This new lighting technology can give you possibility to have variously controllable lighting function such as general lighting, cove lighting, accent lighting or decorative and architectural lighting in creating your living environment.

Philips Solid State Lighting Solution

Philips expanding the palette with a host of Solid State Lighting [SSL], a new concept based on cutting-edge LED technology that will enable you to turn your imagination into reality.

The unique properties  of Philips SSL solutions gives more space to be imbued with emotion in both of static and dynamic use of color. In dynamic usage, the combination of LED technology and programmable controls open doors to new design concepts, it can be controlled for programmed switching and even dynamic color changing effects.

By offering unrivalled durability and more brightness than other currently available alternatives, Philips SSL are ideal solution to get a lighting system in lower cost of ownership.

Posted by on December 10th, 2009 Comments Off

Best Return on Investment real estate

Real estate! Real estate has been a time-tested vehicle for short and long-term wealth and income and that was LONG before the .com and tech stock busts. Average time is about two years to transition from corporate jobs to fulltime real estate investor.

  • Both spouses contribute in some way to the real estate business.
  • Investor possesses more than one profit-centered technique to make money in real estate.
  • Commits to a continued investment in their real estate education.
  • Feel that you DO NOT have to possess credit or money to make money in real estate.

Bottom-line is that this that now full-time real estate investor makes 2-3 times as much as the corporate executive.

Difference in the middle is called a profit and is our motto in real estate: FIND A GREAT DEAL!!!

If you’re not satisfied with the returns on your investment and you’re in real estate or considering to be aggressive in real estate, then divert those funds into launching your own marketing IPO! Being able to control your own financial destiny if you’re a competent real estate investor will result in what many of us already know….marketing is the best return on your investment!!

Posted by on December 2nd, 2009 Comments Off